Sadie Holloway enjoys discovering simple ways to stay organized and manage her time better at home, at work, and out in the community.
Protect Personal Information When Moving
When you finally find your dream home, don't forget to update everyone. It could cost you a pretty penny if you don’t tie up loose ends before you move!
Missed bill payments can cost you extra penalties, but the cost of losing track of your mail can be even direr if your personal information falls into the wrong hands. You make yourself vulnerable to credit card fraud, identity theft, and loans being taken out in your name if you don’t keep in regular contact with your bank, mortgage lender, and other creditors.
Who to Notify When You Move
Print the list and keep it handy as you update your contacts:
- Accountant/Financial Planner
- Alumni Association
- Auto Insurance
- Banks and or Credit Unions
- Cell Phone/Wireless Provider
- Charitable Organizations you give to
- Church/Place of Worship
- Clients/Customers/ Contractees
- Credit Cards
- Department of Motor Vehicles
- Employer, Current and Past (if you have changed jobs within the last few years)
- Ex-spouse(s) for child support and/or alimony
- Family Doctor and Medical Specialists
- Friends and Family Members
- Frequent Flyer and Rewards Programs
- Gym/Fitness/Recreation Center
- Health Care Providers (chiropractor, naturopath, physiotherapist)
- Insurance Broker (Home, Travel, Health, Other)
- Internet Service Provider/Domain Hosts
- IRS/Revenue Canada/Tax Authority
- Lawyer/Notary Public
- Legal/Courts/Corrections/Justice Departments (if applicable in your case)
- Mail-Order Catalogs/Merchant Newsletters
- Magazine Subscriptions
- Medical Services Plan and/or Health Insurance Provider
- Mortgage Company/Lenders (home, car, line of credit, student loans)
- Professional Associations/Accreditation Agencies/Licensing Boards
- Travel Agent
Reminder: Everyone's circumstances are different and you may have other people and businesses that you need to contact who are not on this list, but it's a good start in your effort to make your moves as seamless as possible.
You can notify many companies and organizations by phone, fax, e-mail, online or by using the change-of-address cards available at most postal outlets. Always ask for a confirmation in writing that your address has been changed. That way if anything gets lost or misdirected, you've got proof that you did your part to keep the other party up-to-date on your whereabouts.
For added reassurance that you don’t miss anyone, you can ask the post office to re-direct your mail for a set period of time. Depending on where you live, you may have to pay a fee for the service. But if it means that you won’t get dinged for missing a payment deadline because your bill was lost in the mail, the extra fee is worth it.
Read More From Dengarden
Why You Need to Take These Precautions
Even a library card falling into the wrong hands could cost you money. A thief could borrow expensive hardcover books, CDs, DVDs, and even e-readers in your name (with no intention of ever returning them) and sell them for a pretty profit online! Take nothing for granted when you’re handling private correspondence and personal information.
Cancel Any Services
In addition to making sure that your bills and credit card statements reach you on time, always make sure that you cancel any services that you will no longer be using after you relocate.
For example, make sure that you have contacted your health care insurance provider to let them know that you are moving, especially if you are moving out of the region covered by your plan. Your monthly premiums will continue to accrue if you move but fail to notify the insurer.
Remind Loved Ones to Update Contact Lists
Also, remind your friends and family members to update their emergency contact lists. For example, if you are listed as an emergency backup contact at your niece’s school, make sure her parents have that information updated in her file. This tip may not save you money, but it could save you heartache and grief if anything happened to a loved one and you weren’t there for her.
This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.
© 2018 Sadie Holloway
mactavers on May 06, 2018:
Your Hub offers a wealth of good information. Thank you.
Louise Powles from Norfolk, England on May 06, 2018:
Yes, there's so much to think about when you move. I remember when I moved 3 years ago I wrote down all the people I needed to notify about my change of address. There's so much to think about!